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Forrester Research just released its annual survey of American technology adoption, this time focusing on the generational divide. The findings, which arose from a survey of over 37,000 participants, reveal that when it comes to the adoption of digital tools and technology, the generation gap still exists, with Generation Xers and Yers far ahead of both Boomers and Seniors.

The report delves into everything from mobile use to media consumption and PCs to social networking. The takeaway, says Forrester, is that Gen Y "lives and breathes" a digital social life, Gen Xers are masters of the functional benefits of technology, but those older are much more reserved in nearly all areas.

Marketers take note: a new study from research firm Gartner has discovered that a majority of today's consumers rely to some extent on social networks to help guide them in purchase decisions. Despite this fact, social networks such as Facebook, Twitter, and others, while critical, are currently an underutilized aspect to the marketing process, the report says.

But not everyone using social networks is worth targeting equally, as it turns out. Instead, there are three types of online personalities that make up just one-fifth of the consumer population but are the key influencers in the purchasing activities of 74% of the population. Gartner calls them Salesmen, Connectors and Mavens.

The European Union and the U.S. Department of Justice just cleared the proposed search deal between Microsoft and Yahoo. Under the terms of this deal, Microsoft's Bing will soon replace Yahoo's own search engine on Yahoo's sites, while Microsoft will get an exclusive 10-year license to Yahoo's search technology. Yahoo will receive 88% of all the revenues from search ads on its site for the first five years of the agreement and handle the sales for Microsoft's and Yahoo's premium search advertising inventory.

It's been a month since PayPal released its global payment APIs and the company is already primed to make some new announcements at today's Le Web Conference. ReadWriteWeb caught up with VP of Product Development Osama Bedier for an early look at the company's latest announcements.

It's a well-known fact that our readers are on the cutting - if not bleeding - edge of technology. But sometimes, it's important to take a step back and realize that the apps to which we've grown so incredibly accustomed are just barely beginning to register with the general public.

With the Top 10 Consumer Web Apps of 2008, we've tried to select the apps that have burst onto the radar of the everyday user this year - or if not quite, then perhaps they will next year.