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Apple will release two new iPhones come September, according to speculation from analyst Chris Witmore of Deutsche Bank: the iPhone 5 and the 4S. The idea makes sense, as it would allow Apple to simultaneously address both the mid-range smartphone market with a more affordable device while also providing a more expensive model for the high-end.

However, the theory appears to be nothing more than that: a theory. Meanwhile, a separate report from Morgan Stanley analyst Katy Huberty states that production for the next iPhone will begin in August.

Last year we looked at the best code editors for the iPad. At the time, there weren't many competitors on Android.

That's changed, and there are now at least two that are particularly well suited for programming on the go.

Card.io, a new San Francisco-based startup led by two former AdMob employees, Mike Mettler and Josh Bleecher, is introducing a revolutionary idea that could transform mobile commerce: make it easier to pay. But how the company has accomplished this is a feat that will feel more like magic to the everyday mobile user. With card.io, you simply hold your credit card up to the phone. The software then "sees" the card information using the phone's camera and the payment is processed. No typing required!

To get the technology into the hands of those who need it most, card.io is targeting iOS developers at launch, specifically those in the e-commerce, local, ticketing, travel and daily deals space.

Amid rumors of a possible buyout, the popular TV and movie streaming service Hulu is at last making its Android debut as promised. Like its iPhone counterpart, the mobile app connects paying customers to the Hulu Plus service, Hulu's premium subscription-based offering.

Unfortunately, not all Android devices are supported at launch.

This morning, another new startup launched a mobile social networking application where location is the primary feature and friends comes second. Banjo, which shows you all the people nearby upon first launch, is one of many similar services now arriving to fill a void in the social networking space. These services are identifying the disposable, the elastic and the ephemeral social networking that occurs  - or could occur, given the right technology - when tied to a particular location at a particular point in time.

But does Banjo have the winning formula? What about the others? And will anyone really use these services?

The most important thing you need to know about Banjo, the Palo Alto-based startup launching its new mobile app today, is that it's not another social network. "Banjo is a social discovery service," explains CEO Damien Patton. "It's a layer on top." What he means is that you don't have to build a community on Banjo, you don't have to add or remove friends - in fact, you don't even have to create a profile to use it.

Instead, Banjo, when launched, shows you the people around you. It's a social network based on who's present at any given location.

According to a new report from network management and video optimization firm Bytemobile, mobile video now accounts for between 40% to 60% of the total mobile data traffic on operators' networks. Half of the video consumed comes from laptop computers, iPhones, iPads and Android devices, the company found.

But here's an interesting side note to that data: When broken down by device, iPhone users see more video data traffic than those on Android, or even on laptops.

According to new statistics from analytics firm Flurry, the average mobile user now spends 9% more time using mobile apps than the Internet. That's 81 minutes per day for mobile apps versus 74 minutes per day spent surfing the Web (both desktop and mobile).

But mobile apps haven't always been more popular than the Web, says Flurry. Only last year, these positions were reversed, with users spending 43 minutes on apps versus 64 minutes on the Web.

NFC, short for near field communications, is a short-range wireless technology that's forming the backbone of new mobile payments and mobile wallet services like Google Wallet or Visa's digital wallet. With an NFC phone, you can pay for purchases at any contactless payments-enabled point-of-sale location with just a tap or wave of the phone. But not all phones support NFC, which is currently limited to Google's Nexus S, some variants of Samsung's Galaxy S II, Nokia's Astound and a few others.

A new service called Zoosh thinks it has a workaround for that problem: use ultrasound instead.

I very rarely review a single mobile app these days - we prefer to do mobile app round-ups here on ReadWriteWeb - but I'm going to make an exception this time for Photogram. This new iPhone application, launched just yesterday, is deserving of a mention, if only for catching my attention among a sea of mobile photo app startups.

From the description, the app seems somewhat basic, maybe even a little boring: share photos via Facebook, Twitter or email. But it does so with a simplicity, elegance and ease that I've often found lacking elsewhere.