ReadWriteWeb

If you're familiar with the overseas micro-lending space, then you're familiar with Kiva. In 2008, ReadWriteWeb readers chose Kiva as one of their favorite Web 2.0 apps. In 2009, the company continues to thrive.

Kiva initially allowed users to lend to entrepreneurs in developing countries. However, due to the American financial crisis, the company recently extended its mandate to help US entrepreneurs gain access to micropayment loans. As millions struggle to execute on their dream projects, a number of crowd-based funding options have emerged. Below are a few of these tools.

Starting in January, Amazon will launch a dedicated music shop for selling albums by bands discovered via Amsterdam-based Sellaband. The albums will be sold for £8.99, reports The Times Online -- or about $18, which is rather hefty given that jewel case CDs are sold for just $10 on the Sellaband site.